Different Plans for Different Budgets

Blue Cross Blue Shield of Arizona (BCBSAZ) offers employer groups many flexible choices that include PPO, HMO, consumer-directed health plans, dual options and dental plans - choices that can accommodate practically any employer's budget.

Download the plan comparison grid for an at-a-glance description of BCBSAZ group plans, or click on the plan summary of any plan you'd like to know more about.

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Product Name	Plan Type	Deductible	Copay	Coinsurance	Plan Information
BluePreferred	PPO	$100	N.A.	90% / 70%	Plan Summary
BluePreferred	PPO	$100	$15 / $25	90% / 70%	Plan Summary
BluePreferred	PPO	$250	$15 / $25	80% / 60%	Plan Summary
BluePreferred	PPO	$250	$15 / $25	90% / 70%	Plan Summary
BluePreferred	PPO	$500	$15 / $25	80% / 60%	Plan Summary
BluePreferred	PPO	$500	$15 / $25	90% / 70%	Plan Summary
BluePreferred	PPO	$1,000	$25 / $35	80% / 50%	Plan Summary
BluePreferred	PPO	$2,000	N.A.	100% / 50%	Plan Summary
BluePreferred	PPO	$2,000	$25 / $35	80% / 50%	Plan Summary
BluePreferred	PPO	$5,000	N.A.	100% / 50%	Plan Summary
BluePreferred	PPO	$5,000	$25 / $40	100% / 50%	Plan Summary
BlueSolutions*	PPO	$2,500	$35**	70% / 50%	Plan Summary
BlueSolutions*	PPO	$5,000	$35**	70% / 50%	Plan Summary
BluePreferred Basic	PPO	$1,500	$25**	80% / 50%	Plan Summary
BluePreferred Basic	PPO	$2,500	$30**	80% / 50%	Plan Summary
BluePreferred Basic	PPO	$5,000	$35**	80% / 50%	Plan Summary
BluePreferred Basic	PPO	$10,000	$40**	80% / 50%	Plan Summary
BlueSelect	HMO	N.A.	$10 / $20	N.A.	Plan Summary
BlueSelect	HMO	N.A.	$20 / $30	N.A.	Plan Summary

* Only offered to employer groups of 2-50 eligible employees. Employer groups are only eligible for BlueSolutions if they have been uninsured for a minimum of six (6) months prior to the effective date of BlueSolutions.
** Copay applies to primary care physician office services only. Deductible and coinsurance applies to specialist office services.

HSA-Eligible Health Plans (Health Savings Accounts)
The following BluePreferred Saver products can be used in conjunction with a Health Savings Account (HSA).

Learn more about the benefits of Health Savings Accounts (HSAs)

Product Name	Plan Type	Deductible	Copay	Coinsurance	Plan Information
BluePreferred Saver	PPO	$1,500	N.A.	80% / 50%	Plan Summary
BluePreferred Saver	PPO	$1,500	N.A.	100% / 70%	Plan Summary
BluePreferred Saver	PPO	$2,600	N.A.	80% / 50%	Plan Summary
BluePreferred Saver	PPO	$2,600	N.A.	100% / 50%	Plan Summary
BluePreferred Saver	PPO	$5,000	N.A.	100% / 50%	Plan Summary

Dual Options
Dual options provide more choice to your employees by allowing the employer to offer two levels of plans. The employee can then choose from a lower-premium, higher-deductible plan, or they have the option to purchase a higher-premium, lower-deductible plan if it better suits their needs. Employer groups can offer any two BluePreferred, BluePreferred Basic or BluePreferred Saver plans as dual options, except plans with the same deductible.

Dental Plans
DentalChoice is a dental plan with deductibles and co-insurance for many procedures. Choose from six options to best suit the needs of your organization.

Product Name	Plan Type	Group Size	Plan Information
DentalChoice - Plan 1	Indemnity	(5 to 25 enrolled employees)	Plan Summary
DentalChoice - Plan 2	Indemnity	(5 to 25 enrolled employees)	Plan Summary
DentalChoice - Plan 3	Indemnity	(26 or more enrolled employees)	Plan Summary
DentalChoice - Plan 4	Indemnity	(26 or more enrolled employees)	Plan Summary
DentalChoice - Plan 5	Indemnity	(26 or more enrolled employees)	Plan Summary
DentalChoice - Plan 6	Indemnity	(26 or more enrolled employees)	Plan Summary